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Schedule of Deposit Rates,
certificates of deposit
Last updated
January 2, 2009
This schedule of rates is
not to be considered an offering, but an indication.
These rates are limited to
customers living in Southeast Missouri.

|
Number of Months |
Normal Rate |
Annual Percentage Yield (APY) |
|
3 months |
2.00% |
2.05% |
|
6 months |
2.60% |
2.67% |
|
9 months (special) |
2.70% |
2.77% |
|
12 months |
2.90% |
2.98% |
|
15 months (special) |
2.90% |
2.98% |
|
18 months |
2.90% |
2.98% |
|
24 months |
3.10% |
3.19% |
|
30 months |
3.10% |
3.19% |
|
36 months |
3.25% |
3.35% |
|
48 months |
3.25% |
3.35% |
|
60 months |
3.25% |
3.35% |
|
84 months |
3.35% |
3.45% |
*Assumes a certificate of
$10,000, monthly interest payments, 365/360 day/years; Rates and APYs will vary depending on amount of certificate
**SUBJECT TO CHANGE
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