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Products: Current Rates

Schedule of Deposit Rates, certificates of deposit

Last updated March 23, 2010

This schedule of rates is not to be considered an offering, but an indication. Certificate of Deposit Rate offerings are subject to having ongoing deposit relations with Security Bank & Trust Co. Contact one of our account representatives for further specific details.

Number of Months	Normal Rate	Annual Percentage Yield (APY)
3 months	.50%	.51%
6 months	1.00%	1.02%
9 months (special)	1.10%	1.12%
12 months	1.30%	1.33%
15 months (special)	1.35%	1.38%
18 months	1.40%	1.43%
24 months	1.60%	1.63%
30 months	1.85%	1.89%
36 months	2.00%	2.05%
48 months	2.40%	2.46%
60 months	2.50%	2.56%
84 months	2.70%	2.77%

*Assumes a certificate of $10,000, monthly interest payments, 365/360 day/years; Rates and APYs will vary depending on amount of certificate

**SUBJECT TO CHANGE

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1514 Main Street Scott City Missouri 63780 * Phone: (573) 264-2151 or 1-800-763-0777 * Fax: (573) 264-3770